Finance Operations Manager - 6 Months

The Function

The Investment Finance and Operations team ensures the smooth financial and operational running of our investment platforms. They manage transactions, reporting and controls that underpin the performance and integrity of our funds and portfolios

The Team

This team support the Private Credit business, working closely with the Origination, Finance, Credit and Technology teams. A key priority is the management of the lending life cycle of a £1.2bn growing portfolio with a focus on enhancing existing processes, support and oversight of day-to-day tasks, emphasis on strong controls and accuracy, and enhancing data quality.

The Role

We are seeking a Finance Operations Manager to join the Private Credit Operations team. The role is responsible for the daily management and oversight of a c. £1.4bn loanbook across a leasing and lending portfolio, spanning multiple sectors and legal entities.  The role is initially for 6 months as an FTC contract.

Key Responsibilities

1. Loanbook Operations & Servicing

• Own the day-to-day operational oversight of the lease and loan portfolio across multiple sectors.
• Ensure accurate and timely loan servicing, including:
• New loan and lease set-up and verification
• Drawdowns, rate changes, fee processing and restructures
• Scheduled repayments, early settlements and terminations
• Maintain high quality loanbook data in the lending system, ensuring completeness, consistency and accuracy.
• Oversee exception management and investigation of any data, cash, reconciliation breaks relating to the loanbook.

2. Reconciliations & Cash Management

• Lead daily bank reconciliations, ensuring all cash movements (DD collections, repayments, fees, interest, repats, participations) are accurately recorded.
• Own the process for identifying, investigating and clearing unallocated cash items within agreed SLAs.
• Perform and review reconciliations between:
• Lending/servicing systems and the general ledger
• Loanbook sub-ledgers and bank accounts
• Ensure robust documentation, controls and audit trail for all reconciliations and adjustments.

3. Participations, Deal Sharing & Repatriations

• Oversee the operational administration of participations / deal sharing structures, ensuring correct set-up of positions and cashflows.
• Coordinate repatriations (“repats”) and intercompany cash flows across multiple legal entities, ensuring they are:
• Accurately processed in the lending system and general ledger
• Aligned with legal documentation and internal policies
• Work with Finance and Legal to ensure clear ownership, allocation and accounting treatment of participations and shared deals.

4. Direct Debit (DD) Runs & Collections

• Manage the end-to-end DD run process, including:
• File preparation, validation and submission to the bank
• Monitoring DD collections and resolving failures/rejections
• Reconciliation of DD files to bank statements and the loanbook
• Maintain strong controls over mandates, timetables and exception handling.
• Provide clear reporting on DD performance and issues to management.

5. Controls, Data Governance & System Reconciliations

• Implement and maintain robust operational control frameworks over loan servicing, cash management and system interfaces.
• Oversee system reconciliations between the lending platform and finance/reporting systems, working closely with the Finance team where required.
• Define and document standard operating procedures (SOPs) for all key processes, ensuring they are kept up to date and adhered to.
• Support internal and external audit requests, providing evidence of controls and reconciliations.

6. Process Improvement, Automation & Change

• Proactively identify opportunities to streamline and automate operational processes, reducing manual intervention and operational risk.
• Work closely with Technology, Finance and Operations colleagues on system enhancements and projects, including:
• Requirements gathering and process design
• User Acceptance Testing (UAT)
• Implementation and post-go-live support
• Champion a continuous improvement culture, encouraging the team to challenge existing processes and adopt best practice.

7. Stakeholder Management & Reporting

• Collaborate with Finance, Operations, Origination, Risk and Legal teams to ensure smooth execution of transactions and ongoing servicing.
• Provide clear and timely MI on loanbook operations, cash positions, unallocated cash, DD performance and reconciliation status.
• Support the Head of Operations on portfolio-level and fund-level operational reporting as required.
• Act as an escalation point for complex operational queries from internal and external stakeholders.

Knowledge & Experience

Qualifications

• Qualified or part-qualified accountant (ACA, ACCA, CIMA) or significant relevant financial operations experience within financial services.
• Lending/leasing or broader private credit experience.

Knowledge & Experience

• Experience in loan operations / loan servicing / financial operations within financial services, ideally in private credit, asset finance, leasing or structured lending.
• Strong track record of:
  • Bank reconciliations, including handling unallocated cash and complex cash movements.
  • Loanbook reconciliations between lending systems, the general ledger and bank accounts.
• Exposure to participations, deal sharing or syndicated structures is highly desirable.
• Familiarity with lending/servicing systems and comfort working with system change and data remediation.
• Experience designing or improving controls and operational processes.

IT Packages / Systems Used

• Advanced Excel skills, including working with large data sets, reconciliations and data validation.
• Experience with lending / loan servicing systems (and ideally their interfaces with finance systems).

Qualities & Competencies

• Proactive, highly motivated and driven, with a strong sense of ownership.
• Strong problem-solving ability, able to investigate and resolve complex reconciliation and operational issues.
• High precision and attention to detail with a strong control mindset.
• Commercially minded and inquisitive, keen to understand the “why” behind processes.
• Excellent interpersonal skills; able to build effective relationships across Finance, Operations, Technology and Investment teams.
• Organised, able to multi-task and prioritise a varied workload, working to tight deadlines.
• Team player with a flexible attitude and willingness to evolve with the business.
• Keen to learn and continuously improve systems, processes and personal knowledge.
• Demonstrates integrity and honesty in all dealings.

Why Join us?

• You’ll join a talented, collaborative team in a connected environment where ideas and initiative are valued.
• Be part of a growing and innovative team.
• We offer a competitive salary, a comprehensive benefits package, and genuine opportunities for growth and progression.
• Opportunities for professional development and career progression.

At Triple Point, high performance means living our values every day:

• Stay Curious.
• Be Generous.
• Take Thoughtful Action.
• Pull Together.
• Own It.

In line with our values Stay Curious and Take Thoughtful Action every employee has access to ChatGPT Enterprise and is encouraged to explore how AI and automation can enhance their work.

We see technology as a co-pilot, helping us improve efficiency and insight while keeping decisions grounded in thoughtful human judgement.