SVP, Loans

Who we are

Moniepoint Inc. is Africa’s all-in-one financial ecosystem, helping 10 million businesses and individuals access seamless payments, banking, credit, and business management tools since 2019. As Nigeria’s largest merchant acquirer, it powers most of the country’s Point of Sale (POS) transactions. Through its subsidiaries, Moniepoint Inc. processes $22 billion monthly for its customers while operating profitably.

Job Purpose - SVP, Loans

Moniepoint Group is rapidly digitizing Africa's real economy, and our lending business plays a critical role in this transformation. We've seen significant success and are now scaling even further to expand our impact in 2025.

To lead our lending organization, we're seeking an exceptional SVP, Loans. This person will have full ownership of the business strategy and execution, driving growth and innovation across our lending operations. They will lead a cross-functional team spanning sales, product, engineering, credit risk, credit analytics, and loan operations.

The ideal candidate must:

• Have hands-on experience in lending, ideally having led a company to build a portfolio in the tens (or hundreds) of billions of Naira;
• Be highly data-driven, with a proven ability to make strategic decisions backed by insights;
• Be a hands-on leader with deep experience in building industry-leading financial products—product management experience is a strict requirement.

While strong leaders are already in place across core functions, this is not a delegation-only role. When execution falters, this leader must step in and drive outcomes. You’ll need a strong generalist mindset—equally comfortable closing a sales deal, shaping the product roadmap, or unblocking operational bottlenecks.

You won’t rely on traditional banking models - you’ll rethink and innovate lending processes to make them more scalable, efficient, and impactful. Over the next 12 months, you’ll guide the 2–3x growth of our lending business, ensuring portfolio health while accelerating market leadership.

This is a high-impact role, shaping the future of lending in Africa and furthering Moniepoint’s mission to make financial services accessible and affordable for underserved businesses.

About the SVP role (generally) at Moniepoint

At Moniepoint, SVP / Business Leader roles are high-impact positions that combine product depth, business ownership, and cross-functional leadership. Each SVP owns a core vertical - such as Loans, POS, Channels, or Payments - and is accountable for building an incredible product which users love, and which get into the hands of customers profitably, while overseeing both P&L performance and end-to-end delivery of and incredible product. 

SVPs / BLs must excel in:

• Product Strategy & Execution: Prioritizing what to build and leading the product development lifecycle.
• Systems Thinking: Understanding how products, processes, and teams interact - and designing for scale.
• Clear, Principled Thinking: Applying first principles to make sound, independent decisions.
• Go-To-Market Excellence: Driving sales, distribution, customer success, and market penetration.
• Cultural Leadership: Embodying our values of TECHNICAL DEPTH, CURIOSITY, GRIT, and PASSION.

Curious about what makes Moniepoint an incredible place to work? Check out posts on how we cultivate a culture of innovation, teamwork, and growth.

Key Requirements

• Proven leadership of a lending business at scale (₦50B+ portfolio ideally)
• Deep experience in product development and innovation
• Demonstrated P&L ownership and commercial decision-making
• Strong cross-functional leadership across product, sales, risk, ops, and engineering
• Data-driven mindset with ability to tie strategy to metrics
• Hands-on leadership style with a bias for execution

What we can offer you

• Culture - We put our people first and prioritise the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
• Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
• Compensation - You’ll receive an attractive salary, pension, health insurance, annual bonus, plus other benefits.

What to expect in the hiring process

• A preliminary phone call with one of our recruiters.
• An interview with our COO
• An interview with our Chief Product Officer (and activing SVP, Loans) 
• Meet and greet with other members of our executive team (CFO, VP M&A, Chief Growth Officer, etc.) 
• An interview with our Group CEO & Founder 

Moniepoint is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates.