Senior Lawyer, Recovery

At Bondora, our mission is clear: to empower people to enjoy life more while alleviating the stress of managing finances. Founded in 2008, Bondora has proudly served a diverse community of over 1 million customers for an impressive 16 years.

As a rapidly growing financial technology company, we’re reaching new heights with a bold vision. We’re set to acquire a banking license, unlocking a world of possibilities for our customers. Our investment product is available Europe-wide, and we’re actively expanding our loan product footprint to 11 new countries.

Join us on this journey and let’s build the future of finance together!

What is this role about?

As the Senior Lawyer, Recovery, you’ll drive the development and execution of Bondora’s legal recovery function. Your focus will be on setting direction, shaping how cases are handled, and ensuring our approach supports both legal robustness and business goals. The role combines strategic process improvement with hands-on involvement in complex cases and proceedings. Together with teams across the business, you’ll help unlock better outcomes and stronger recovery performance.

Your main responsibilities:

• Lead and represent Bondora in pre-litigation and court proceedings across civil, bankruptcy, criminal, and inheritance cases.
• Own and oversee all legal recovery routes, ensuring consistency, compliance, and alignment with company objectives.
• Continuously improve legal recovery processes by boosting efficiency, simplifying workflows, and using automation where possible.
• Provide legal insight on complex or novel cases, assessing risks and shaping arguments to support Bondora’s position.
• Monitor legal and regulatory developments, adapting strategies as needed and sharing key insights to support informed business and operational decisions.
• Collaborate with teams such as Debt Recovery, Risk, Operations, and Product to resolve bottlenecks and improve recovery performance.

What would ensure success in this role?

• Master’s degree in Law and qualification to practice and represent cases before Estonian courts.
• Solid experience representing cases in Estonian courts and managing hearings independently.
• Strong knowledge of Estonian civil procedure, debt recovery, enforcement, and bankruptcy law in a consumer credit context.
• Confidence working with the Estonian e-File (E-toimik) system for filings, submissions, and case tracking.
• Excellent legal drafting skills for clear, precise claims, responses, and motions.
• Good understanding of regulatory and compliance requirements, including consumer credit rules and GDPR.
• Experience designing and implementing legal or civil-claims processes, not just following them.
• Language skills: Fluent in Estonian and proficient in English; Russian is a plus.

What can you expect at Bondora? 

• Contribute to Bondora’s ambitious goal of reaching 1BN in revenue. Your skills and efforts will have a direct impact on our growth trajectory and shape the future of our company.
• Our employees deserve the best. We recognize our people with a competitive salary and a generous benefits package (5 weeks of vacation, private healthcare compensation, hobby grant, mental healthcare support, share options and much more!)
• We provide an environment that encourages your personal and professional growth. As we constantly evolve and innovate, you’ll have endless opportunities (and budget) to expand your skills and skyrocket your career.

The next steps

If you have the guts, ideas, and a team vision, apply now! 

Our hiring process: 

• Meet Kerli, our Recruiter: Your first interview with Kerli will give you the chance to share your experiences and aspirations. 
• Assessments: Complete our personality and logic assessments to showcase your strengths. 
• Put your skills to the test: Tackle a home task related to the recovery process.
• Collaborate with Alena, our hiring manager. 
• Meet the stakeholders.
• The celebration begins: If the stars align, receive an offer to join the Bondora team! 

Join our team of Bondorians, and let's make it happen!

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