Aviation Underwriter

Who we are

Apollo is a specialised, independent (re)insurer operating at Lloyd’s, established in 2009 with a clear ambition: to deliver high-quality underwriting, service and partnerships in a market that values expertise and trust.

The name Apollo reflects our origins. Inspired by founding investor Neil Armstrong — the first person to walk on the moon — the business was built with the same pioneering mindset. Alongside Jim Hays, Neil saw an opportunity to create a different kind of Lloyd’s platform: focused, agile and built around people.

Since launch, Apollo has evolved into a diversified insurance group. Today, our offering spans traditional and specialty lines through Apollo 1969, innovative sharing-economy solutions via ibott 1971, and managing agency services for Platform Partner Syndicates at Lloyd’s.

With a global team of more than 1000 professionals, we continue to grow with purpose, combining underwriting excellence, innovation and collaboration to support our mission of enabling a more resilient and sustainable world.

“We attract and retain diverse talent by creating an inclusive environment where people are empowered to grow, succeed and do their best work. By fostering excellence and forward-thinking, we aim to enable a resilient and sustainable world.” David Ibeson, Group CEO

Your Role

As an Aviation Underwriter, you will be at the forefront of assessing, pricing, and underwriting aviation risks across a technically complex and specialist class of business. Working closely with the Head of Class and the wider underwriting team, you will play a key role in shaping portfolio performance, applying underwriting judgement, and supporting underwriting strategy within the Aviation portfolio.

You will act as a key point of contact for brokers and clients, clearly articulating underwriting appetite and approach, while ensuring all risks are underwritten in line with the Syndicate Business Plan, underwriting authority, and regulatory requirements.

What You Will Do

• Underwriting and Portfolio Management - You will underwrite Aviation risks in line with the Syndicate Business Plan, underwriting authority, and underwriting guidelines, assessing, pricing, and determining coverage across the portfolio. You will monitor key underwriting KPIs and exposures, ensuring alignment with risk appetite and business plan objectives, and underwrite in accordance with the Aviation reinsurance programme, recognising any limitations or exclusions. You will actively participate in pre-bind and post-bind peer reviews, taking ownership of underwriting decisions.
• Risk Assessment and Decision Making - You will evaluate aviation insurance applications, considering all relevant risk factors and portfolio impact, and apply sound judgement when assessing complex and emerging aviation risks. This includes understanding and applying relevant pricing models, providing a clear rationale for pricing decisions, and contributing to wording development where required to address new or evolving risks.
• Broker, Client, and Market Engagement - You will liaise closely with brokers, attend client meetings and presentations, and build strong working relationships with approved intermediaries and coverholders. You will represent the business professionally within the Lloyd’s and wider insurance market, contributing to portfolio discussions and supporting the continued development of the Aviation class.
• Governance, Compliance, and Reporting - You will ensure all business is underwritten in compliance with PRA, FCA, and Lloyd’s regulatory requirements, as well as internal policies and procedures covering underwriting, pricing, delegated authority, Conduct, and Consumer Duty. You will maintain accurate underwriting records and provide management information and reporting to Underwriting Committees and senior stakeholders as required.
• Collaboration and Development - You will work closely with Claims to capture learnings from losses and identify emerging risks within the Aviation portfolio. You will complete mandatory training and maintain continuing professional development, supporting the ongoing development of underwriting capability, and provide guidance to underwriting assistants where appropriate.

What We Are Looking For

• Aviation and Market Experience - You will have underwriting experience within the Lloyd’s or London Market, with experience underwriting Aviation risks or demonstrable exposure to aviation or aerospace insurance. You will understand how individual risks interact with the wider portfolio and how underwriting decisions contribute to overall performance.
• Risk and Analytical Capability - You will bring strong risk assessment skills, with the ability to evaluate complex risks, understand portfolio impact, and analyse underwriting, statistical, and financial data to support well-reasoned underwriting decisions aligned to risk appetite.
• Technical and Regulatory Knowledge - You will have a solid understanding of underwriting authority, pricing models, reinsurance structures, and policy wordings relevant to Aviation. You will also demonstrate strong knowledge of regulatory and compliance requirements, including Conduct and Consumer Duty, and apply these consistently in underwriting activity.
• Stakeholder and Communication Skills - You will be a confident communicator, comfortable engaging with brokers, clients, and internal stakeholders. You will be able to present clearly, influence effectively, and manage challenging discussions, including negotiating outcomes and saying no when required.
• Mindset and Values - You will be inquisitive, resilient, and accountable, with a willingness to own underwriting decisions and learn from outcomes. You will bring a collaborative and professional approach, aligned with organisational values, and demonstrate a genuine interest in contributing to an inclusive, high-performing underwriting environment.

What you’ll get in return

We offer a competitive and thoughtfully designed reward package that reflects the value of our people. This includes a fair and attractive salary, discretionary bonus, and a comprehensive benefits package - including 31 days’ annual leave, a non-contributory pension and private medical insurance.

Our commitment to inclusion

At Apollo, people are at the heart of everything we do. We are a diverse, growing team of empowered experts who bring collaboration, innovation and data-driven thinking to every relationship and every risk.

We believe diversity and inclusion go far beyond targets. They are essential to understanding the global communities we serve and to making better decisions. That’s why we are committed to developing diverse talent at every level and creating an environment where different perspectives are genuinely valued, supported and celebrated.

We also run a programme of events, training and initiatives designed to recognise both the challenges and opportunities that come with building an inclusive workplace.

Hybrid & flexible working

Flexible and hybrid working are fully embraced at Apollo. We do not believe in presenteeism. Instead, we trust our people to work in ways that allow them to perform at their best, balancing professional responsibilities with personal commitments.

Supporting your application

Apollo is committed to providing an inclusive and supportive recruitment experience. Our process typically includes a combination of virtual (Microsoft Teams) and in-person interviews.

If there’s anything we can do to support you or make the process more accessible, please let us know, including sharing any adjustments in advance or on the day via Clear Talents.

To learn more about our values, ESG strategy and commitment to inclusion, please explore our Life at Apollo pack.