Restructuring Director – Private Credit

Triple Point was founded in 2004 with the belief that connecting investing insights with the right resources and partners can deliver powerful solutions. Today, we manage more than £3.6 billion of assets for a broad range of investors, through four distinct investment strategies: Social Housing, Clean Heat, Private Credit and Venture. These are all areas where our expertise, empathy and resourcefulness make a real difference in unlocking long-term value.

There are 250 of us at Triple Point and our distinctiveness comes from our ability to connect the dots to get to the heart of any challenge, which makes us an essential partner to our clients and our investors, while leaving the world demonstrably better than we found it. We take our commitments seriously, which is why we’re a certified B-Corp and signed up to the Principles for Responsible Investment.

There are five values we uphold as especially important in all our people, Stay Curious, Be Generous, Take Thoughtful Action, Pull Together and Own It - by upholding these values we continue building a high performing organisation. 

The Function

This role sits within Triple Point’s Private Credit team, which delivers flexible, relationship-led lending to ambitious UK SMEs. Our team combines deep credit expertise with a commitment to responsible investing, helping businesses access the capital they need to grow, refinance or restructure often where traditional lenders fall short.

The Team

The Restructuring Team plays a crucial role in providing support to borrowers who are experiencing challenges and showing signs of distress. The team provides dedicated and focused support, assisting in the development of turnaround strategies, and engaging expert advisors as required, helping the borrower to work towards financial stability.

Key Responsibilities

This position reports to the Head of restructuring and would suit a self-motivated individual with strong organisational and interpersonal skills.

The role will be varied and you will be expected to;

• Have a leading role in the oversight and management of the Private Credit portfolio of distressed and strategic exit relationships, including managing borrower relationships and working with advisers.
• Work with the Head of Restructuring to develop and establish strategies across the portfolio which includes primary responsibility for a mixed portfolio of customers.
• Complete restructurings including presenting the strategy at credit committees, negotiating, and executing legal documentation.
• Line management for 1-2 junior staff members, fostering professional development and a high-performance team culture.
• Shadow Private Credit Portfolio meetings inputting into watchlist status setting and forbearance requests.
• Member of Credit Forum (dependent upon experience).
• Active involvement in Portfolio Committees and Provision Committees within Private Credit involving evaluating and proposing provision levels on an individual loan basis.
• Build and maintain relationships with key external parties, including legal firms, restructuring professionals, and other financial institutions
• Lead relevant projects from time to time.

Knowledge & Experience

It is anticipated that you will have the following;

• Demonstrable track record in Loan Restructuring and Recoveries – in a Lender or Advisory capacity.
• Strong knowledge of Commercial Lending with experience across the financial services industry and knowledge of the SME / Mid-Market sectors within the UK market.
• Experience in Wholesale Lending and Residential Property Lending desirable but not essential.
• Experience of loan documentation negotiation (up to LMA standard) and execution.
• Strong financial modelling and Microsoft Excel skills.
• Strong inter-personal skills with ability to hold proactive and robust discussions with portfolio borrowers.

Competencies

• Ability to work independently and in a team environment.
• Excellent communication and presentation skills.
• Strong organisational and project management skills.
• Proactive and results-driven attitude.
• Willing to challenge the status quo.

Triple Point offers a wealth of benefits including a contributory pension, hybrid/flexible working and ongoing learning and development opportunities. Check out our comprehensive list of benefits HERE. 

Apply today for further information!

Triple Point is dedicated to providing fair and equal opportunities for all individuals, including both current and potential employees. Discrimination of any kind based on factors such as age, disability, gender, sexual orientation, pregnancy, race, ethnicity, religion, gender identity, or marital status is not tolerated by the company.

Our aim is to create a welcoming and diverse work environment where people from all walks of life feel valued and supported. We actively encourage individuals from various backgrounds to apply for job vacancies and become part of our team. 

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