Junior Credit Risk Decision Analyst

Thanks to our innovative BuyNow PayLater payment solution, Scalapay is transforming the way more than 6.5 million customers buy online and in-store, empowering 8,000+ merchants (online and in-store) to give their customers magical shopping experiences. 

Being only 3 years old didn’t stop us from becoming a unicorn 🦄 We have raised over $700mln and we did this thanks to a team built around our 4 core values: #MakeItHappen #PlayAsATeam #StayCurious #FocusOnCustomer.

This is where your magic happens. If you love it, Scalapay it ♥

THE MISSION

We are looking for an enthusiastic Junior Credit Risk Decision Analyst to join us in shaping our portfolio’s success. In this role, you'll have the opportunity to directly impact business growth and stability by developing and refining strategies that reduce risk while enabling new opportunities. Your work will make a visible difference, with the results of your efforts reflected in our overall business performance.

You will:

• Monitor and report on the loss performance of Scalapay's portfolio.
• Identify and evaluate opportunities to reduce losses while driving business growth.
• Contribute to the design and implementation of effective loss mitigation strategies.
• Collaborate on new product launches, ensuring robust loss management practices are in place.

WHO WE'RE LOOKING FOR

Must have

• Bachelor’s degree in finance, economics, statistics, data science, or a related field.
• Analytical mindset, with an ability to identify patterns, discrepancies, and trends using large datasets.
• Proficiency in SQL for data extraction, cleaning, and analysis.
• Strong written and verbal communication skills in English to effectively present findings and collaborate with stakeholders across different countries.
• Willingness to collaborate with different teams and adapt to a fast-paced environment.
• Some work experience in Data Analytics or Risk management (e.g. internship)

Nice To Have

• Familiarity with Python for data manipulation and analysis is an advantage.

WHY YOU SHOULD JOIN SCALAPAY:

• Attractive packages based on skills and experience
• International environment with significant challenges to be met every day
• Lots of opportunities to work with a team of industry leaders who are focused on delivering products that offer exceptional user experiences
• Personalised support to accelerate your professional growth and take ownership of the products you deliver: we want to help you grow!
• Latest technologies and being encouraged to bring your flair to the role.

Hiring process

1. A quick chat with one of our Talent Acquisition team members
2. A first interview with the hiring manager to deep dive into your experiences and better understand your motivation
3. A case study to test your hard skills, that will be debriefed with a panel of future internal stakeholders
4. A final chat with Simone (our CEO) to assess your motivation and cultural fit.

Want to learn more? Don't hesitate to explore our Careers website, our LinkedIn and Glassdoor pages. 

Pro tip: send your CV in English 😉

Super Pro tip: we know that application processes can be scary and frustrating but… we look for talent, not people that tick all our boxes.

We believe in the power of diversity: Scalapay is an Equal Opportunity Employer for any minority, disability, gender identity or sexual orientation.