Fraud Specialist

We’re PayRetailers, and we offer cutting-edge payment solutions that empower businesses to succeed in Latin America & Africa.

Our collaborative and inclusive work environment encourages creativity and growth, where every employee's contribution is valued.  

As the Fraud Specialist, you will own the full fraud-incident lifecycle for our high-velocity payments portfolio: real-time detection, incident response, deep-dive investigations, root-cause analysis, and trend intelligence. In a hands-on, data-driven role, you will protect revenue, reduce chargebacks, and keep customers safe.

What You'll Do:

• Review live transaction alerts (cards, instant transfers, wallets).
• Escalate, block, or release in real time using rule engines and ML tools.
• Continuously tune rules, velocity checks, etc.
• Analyze reason codes, gather evidence, and file representments.
• Partner with risk data analysts to develop machine-learning models that strengthen our fraud-prevention capabilities.
• Identify root causes and propose fixes.
• Lead end-to-end casework on ATO, synthetic ID, social-engineering scams, etc.
• Document findings, ensure proper evidence handling, and liaise with law-enforcement when needed.
• Act as incident commander for major fraud events—contain, eradicate, recover, and produce post-incident reviews in line with ISO 27035 best practice.
• Track LATAM-specific fraud typologies, share intel with peers, and feed insights into product and risk & compliance teams.
• Create playbooks and run training sessions for IT, InfoSec, and Operations on fraud indicators and response steps.

What We're Looking For:

• Proven track record with real-time fraud-management platforms.
• Strong understanding of high-risk payment fraud typologies: card testing, friendly fraud, ATO, synthetic ID, refund abuse, bonus abuse.
• Experience managing claims and chargebacks, including evidence gathering and representment strategies.
• Comfortable interrogating data and visualizing trends.
• Familiarity with incident-response frameworks (ISO 27035, NIST), PCI DSS, and 3-D Secure
• Strong analytical, investigative and communication skills in English and Spanish is a must.

Prefered Qualifications and Experience

• Education: BS / BA or higher degree in Business, Finance, or related field; CFE, CFCS, or equivalent certification is a plus.
• 3-5 years in fraud prevention, transaction monitoring, or investigations within payments, fintech, or card-acquiring environments.

Why Join Us?

• Enjoy flexibility with 1 day of telework per week
• 26 vacation days per year to recharge and refresh
• Free language & technical courses to level up your skills
• Free daily catering & snacks at the office to keep you energized
• Private health insurance for peace of mind
• A free afternoon off on your birthday - because you deserve it

 

 

If you’re passionate about tech, innovation, and want to thrive in an environment that values collaboration and diversity, this role might be the perfect fit for you! 

Apply today and help us shape the future of the PayTech industry! 

To get an idea of what life at PayRetailers is like, check out our Instagram and our About Us page. 

 

Our commitment to diversity, equity & inclusion 

At PayRetailers, diversity, equity, and inclusion aren't just values – they're fundamental to who we are. We're dedicated to fostering an environment where every individual feels valued, respected, and empowered to bring their authentic selves to work. We welcome applicants from all backgrounds and identities, recognizing that diversity drives innovation and strengthens our team.   

So, if you're passionate about making a difference and excited about the role, we encourage you to apply. Join us in building a global company where everyone can thrive and feel proud to belong.  

Please feel free to include your pronouns in your application (e.g. she/her, he/him, they/them, etc.).