MLRO Compliance Officer Peru

We’re PayRetailers, and we offer cutting-edge payment solutions that empower businesses to succeed in Latin America & Africa.

Our collaborative and inclusive work environment encourages creativity and growth, where every employee's contribution is valued.  

At PayRetailers, we are committed to providing cutting-edge solutions that empower businesses to succeed in Latin America. Our collaborative and inclusive work environment encourages creativity and growth, where every employee's contribution is valued. Get ready to embark on an exciting journey with us, as we strive to make a meaningful impact on the world of payments. 

We find ourselves in an exciting phase of growth, expanding into new markets, and undergoing continuous development. We thrive on working with cutting-edge technologies, and our Compliance team is on the lookout for a new team player to join us on this adventurous journey.

Role Purpose 

The MLRO ensures the Peruvian entity complies with all AML/CFT and broader regulatory requirements, protecting both the local business and the wider PayRetailers Group. Working closely with regional compliance leads, you will:

• Act as the designated MLRO for Peru, interfacing with UIF-Perú and the Superintendencia de Banca, Seguros y AFP (SBS).
• Monitor local transactions, investigate red flags, and escalate suspicious activity reports (SARs).
• Maintain and enhance AML/CFT policies, controls, and training, keeping pace with evolving regulation and industry best practice.

Primary Responsabilities 

• Serve as primary contact for UIF-Perú and SBS on AML/CFT matters.
• Prepare and submit all mandatory reports.
• Review daily automated alerts on merchant and end-user activity; perform first-line investigations and recommend actions.
• Escalate complex cases internally or to regulators in line with Peruvian law.
• Identify any potential risks that may affect the reputation, safety, security, financial sustainability, and existence of the
• Draft, update, and localize AML/CFT policies and procedures, aligning with Group standards.
• Deliver ongoing compliance training to local teams and merchants.
• Support periodic AML/CFT risk assessments, identifying new threats.
• Provide regular compliance updates to the MLRO coordinator and Global Financial Crime Manager.
• Participate in internal and external audits, addressing findings promptly.

Knowledge and Skills

• Solid knowledge of Peruvian Legislation / Regulations.
• Experience in ML/FT prevention matters.
• Understanding of payment-industry risk typologies, with the ability to pinpoint threats and design effective mitigating controls.
• Experience with transaction-monitoring systems and SAR preparation.
• Ability to work in a fast paced and dynamic working environment.
• Strong analytical, investigative and communication skills in English and Spanish.

Prefered Qualifications and Experience

• Education: BS / BA or higher degree in Law, Business, Finance, or related field; CAMS or similar certification is a plus.
• Experience target: 2–4 years in AML/CFT or financial crime compliance, preferably in payments, fintech, or banking.

 

What We Offer:

• Competitive salary! 💶
• Opportunities to grow within a company in hypergrowth stage 📉
• Additional days of holidays! ✈
• Free language classes 👨‍🏫
• Individual development plans 🚀
• Excellent work environment and good collaboration ✌️

 

 

If you’re passionate about tech, innovation, and want to thrive in an environment that values collaboration and diversity, this role might be the perfect fit for you! 

Apply today and help us shape the future of the PayTech industry! 

To get an idea of what life at PayRetailers is like, check out our Instagram and our About Us page. 

 

Our commitment to diversity, equity & inclusion 

At PayRetailers, diversity, equity, and inclusion aren't just values – they're fundamental to who we are. We're dedicated to fostering an environment where every individual feels valued, respected, and empowered to bring their authentic selves to work. We welcome applicants from all backgrounds and identities, recognizing that diversity drives innovation and strengthens our team.   

So, if you're passionate about making a difference and excited about the role, we encourage you to apply. Join us in building a global company where everyone can thrive and feel proud to belong.  

Please feel free to include your pronouns in your application (e.g. she/her, he/him, they/them, etc.).