Product Owner (d/f/m)

Paymenttools is on a mission to transform the payment landscape for retailers in Europe. With more than 4,4 billion visitors per year in our more than 15,000 REWE Group stores and travel agencies in 21 countries we know exactly what consumers and merchants need when exchanging goods for money. We strongly believe in making payments seamless and invisible, linking them with value added services within the framework of a reliable identity service. Our mantra: #wesolvepayn. We blend cutting-edge technology with stringent security to protect sensitive payment data while nurturing innovation in a cloud-native tech environment.

You would join the team that is building the accounts collection part for the REWE loyalty service, Bo. While it is a technical product focused on backend, there is a close collaboration with colleagues from REWE with a focus on customer experience and processes. Long term, Paymenttool is planning to offer a frictionless and flexible account management solution across all its merchants for running their loyalty accounts on it. The goal is to enable merchants to offer loyalty services to their retail customers.

Your Tasks

• Own and shape the vision, strategy, and roadmap for your domain 
• Translate business requirements into well-defined product outcomes and user stories.
• Collaborate with architects and engineers to ensure solutions are scalable, secure, and aligned with our technical strategy.
• Prioritize and manage a transparent product backlog with a focus on impact and feasibility.
• Communicate product decisions clearly to stakeholders at all levels - from leadership to developers to merchants.
• Advocate for excellent user experience by working closely with UX/UI designers to ensure the product is intuitive, accessible, and meets the needs of diverse merchant users.
• Incorporate user research, usability testing, and feedback loops into the product development process to validate and iterate on design decisions.

Your Experience

• Previous experience as a Product Owner or Product Manager in a B2B or fintech environment (preferred but not required).
• Ability to navigate both strategic and hands-on product work with confidence
• Excellent communication and stakeholder management skills - especially in cross-functional setups
• A structured, data-driven approach to problem solving and decision making
• Familiarity with agile methodologies and working closely with development teams
• A strong appreciation for UX/UI principles and a track record of working closely with designers to build user-centric products
• Ability to read and challenge wireframes, prototypes, and user flows with a product mindset.
• Experience with design thinking, user journey mapping, or similar frameworks is a plus.

Our Benefits

• Deutschland ticket, subsidized subscription
• 1.000 euro annual learning and development budget + internal training platforms
• Discounts on travel, fashion, technology,  and more through our corporate benefits 
• REWE discount card for REWE group retailers 
• JobRad, affordable bicycle leasing
• Company pension plan 
• Insurance services

Perks of working with us

• Hybrid working environment
• Flexible working hours that fit your workflow, your time matters
• Language courses (English and German)
• Responsibility from day one
• Work with modern and agile software such as Google Workspace, Slack, Asana, Jira, Lattice, Miro and Confluence
• Company events including Hackathons and Company Days 
• Ask us more about these!
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We are looking forward to getting to know you - so, even if you feel that you don’t quite meet all the requirements, but the position still excites you and you think you would love to work with us, please reach out! We would still love to hear from you. We explicitly encourage applicants within groups that are underrepresented in tech spaces as of today. We value all kinds of backgrounds and walks of life.