Anti-Fraud Risk Analyst

PayDo, a leading Electronic Money Institution (EMI) authorised by the FCA in the UK, FINTRAC in Canada, and MFSA in Malta, operates in 140 countries and over 25 industries. Offering multicurrency IBANs, merchant solutions, and mass payment options, PayDo provides premium and convenient payment services. With all features available through one platform and contract, PayDo is a preferred solution for local and international payments. 

As an Anti-fraud Analyst, you will be engaged in preventing, detecting, and mitigating fraudulent activities that could pose AML and Regulatory risks, as well as risks related to the organisation’s operations, finances, and reputation. The position is specifically related to transactions where payment cards or any other alternative payment methods are used (top-ups & acquiring).

Your regular tasks

• Fraud Detection and Monitoring: Monitor transactional data, account behaviours, and system logs to detect potentially fraudulent behavior in real-time or through periodic audits
• Investigation and Analysis: Conduct thorough investigations into suspected fraudulent activities, including gathering evidence, interviewing stakeholders, and analysing financial records
• Risk Assessment: Evaluate the potential risks associated with new products, services, or operational processes from a fraud perspective
• Policy Development and Implementation: Develop comprehensive anti-fraud policies, procedures, and protocols aligned with industry standards and regulatory requirements
• Technology Utilisation: Leverage advanced fraud detection technologies to enhance fraud detection capabilities and minimise false positives
• Collaboration and Communication: Work closely with cross-functional teams, including risk management, compliance, legal, and IT departments, to coordinate anti-fraud efforts and share intelligence
• Regulatory Compliance: Ensure compliance with applicable laws, regulations, and industry standards related to fraud prevention and detection

Skills and qualifications

• At least 2 years of Anti-fraud experience (work with cards, alternative payment methods, acquiring solutions)
• Chargeback, refund handling experience
• Proven experience in fraud detection, risk management, or investigative analysis, preferably within the financial services industry
• Strong analytical skills with the ability to interpret complex data sets and identify fraud patterns
• Proficiency in utilising fraud detection tools, software, and platforms (preferably Seon or alternatives)
• Upper-intermediate level of English, Fluent Ukrainian language

As a plus

• Working experience with Seon
• Working experience with acquirers (in PSPs)
• Working experience with alternative payment methods

What's In It For You
At PayDo, specialists are at the heart of our innovation and success. Joining our team means accessing unparalleled opportunities to grow, contribute, and thrive in a dynamic FinTech environment.

• Empowerment Through Professional Development:
  • Monthly investment in your English learning
  • Yearly allocation for advancing your professional expertise
• Unlock Your Potential:
  • Transparent career growth with opportunities to achieve Lead roles within 1 year, Head roles in 2 years, and even C-level within 4 years, based on exceptional performance
  • Performance reviews are anchored in KPIs, ensuring recognition is merit-based
• Make a Lasting Impact:
  • Work on unique projects where your contributions can reshape company-wide processes
  • Bring your ideas to the table and earn exceptional bonuses through our PayDo Ideas Hub
• Flexible and People-Centric Culture:
  • Days of paid vacation annually, with the flexibility to transfer unused days or receive compensation
  • Days of paid sick leave annually, accommodating emergencies and medical needs
  • Additional holidays aligned with your local calendar
• Compensation & Incentives:
  • Multiple payment options, including Private Entrepreneurship accounts or popular e-wallets

Our Values:
At PayDo, we live by principles that drive us to excellence:

• Ownership & Initiative: Specialists who take charge and make a difference
• Collaboration & Communication: Together, we achieve more by sharing ideas and insights

Become part of a global team redefining FinTech. Your expertise, passion, and ideas will shape the future of payments with PayDo!