Functional Lead Software FX

🌍 PagoNxt Payments | ✨ Your talent drives our future

PagoNxt Payments is Santander Group’s global payments platform, focused on providing tailored financial infrastructure for companies, banks, and fintechs — both inside and outside the Santander ecosystem. 

With operations in over 10 countries, our mission is clear: to simplify payments and empower businesses through secure, flexible, data-driven technology. 

We operate on a cloud-native architecture designed to scale and adapt to the needs of global organizations. Our platform supports international transactions, FX, multi-currency accounts, regulatory compliance, and fraud prevention — all under a unified approach. 

PagoNxt Payments combines the agility of a fintech with the reliability of a global bank. With teams across Spain, Brazil, Mexico, Portugal, the UK, and Germany, we are building the future of payments at global scale. 

✨ If you want to be part of the next generation of financial solutions — this is the place.

Imagine your future. Care for your career. Simplify your journey. 

This means you’ll have the opportunity to build impactful solutions, grow with real development opportunities, and thrive in a culture that values well-being, inclusion, and clarity. 
We combine flexibility, autonomy, and global collaboration — so you can focus on what matters, connect with purpose, and shape what’s next. 
 

You’ll find space to grow, real opportunities to lead, and a culture where everyone belongs and contributes. 

Are you ready to be a Nxter? 

📌 What you’ll do

We are seeking a Functional Lead to act as the bridge between Product, local business teams, and Technology. This role is responsible for gathering and defining business requirements, translating them into functional and technical deliverables, and ensuring smooth communication between business and development teams. The ideal candidate will have strong analytical and communication skills, a solid understanding of front-to-back platforms, and familiarity with FX and capital markets. This is not a developer role, but it requires the ability to understand at a high level how a modern web application and microservices-based backend operate.

✅ What we’re looking for

• Gather requirements from stakeholders (Product, Sales, Compliance, local markets) and formalize them in Jira/Confluence.
• Write and refine user stories, including acceptance criteria, workflows, dependencies, and data mappings.
• Participate actively in sprint refinement sessions to clarify scope and functionality.
• Define logic and functional rules to be implemented in backend microservices.
• Map and document integrations across front-end, core systems, and databases.
• Collaborate with architects and developers on high-level API contracts and integration flows.
• Support functional testing and validation during UAT and post-deployment.
• Monitor sprint progress, dependencies, and functional risks, ensuring timely resolution.
• Maintain clear and proactive communication across teams and stakeholders.
• Strong analytical and problem-solving skills, with the ability to grasp and explain complex concepts clearly and concisely.
• Proven experience with front-to-back platforms, ideally within financial services or capital markets.
• Good understanding of capital markets; FX product knowledge (spot, forwards, swaps, NDFs) is a strong plus.
• Experience defining functional logic for microservices and understanding of API-based architectures.
• Experience with mapping and integrating front-end, core systems, and databases.
• Hands-on experience with Agile methodologies, including backlog management and sprint ceremonies.
• Proven ability to organize, coordinate, and follow up on sprint activities.
• Strong sense of ownership, autonomy, and proactivity in communication with cross-functional teams.
• Familiarity with Jira, Confluence, and similar collaboration tools.
• Solid understanding of web application architecture, microservices, and API integrations (REST/JSON).
• Excellent English and Spanish communication skills (spoken and written); additional language are a plus.
• More than 6 years in a similiar role.

✅What can earn you extra points

Experience with international payments, SWIFT, or ISO 20022.

Basic knowledge of SQL and ability to read technical logs.

Exposure to cloud environments (AWS, Azure, GCP).

Understanding of non-functional requirements (latency, scalability, resilience).

Professional certifications (e.g., IIBA, PSPO, CSM) are a plus.

🎯 What we offer

🩺 Medical insurance
🦷 Dental insurance
💪 Wellhub
🚑 Life insurance
💉 Annual healthcare
🚌 Transportation allowance
🍕 Meal voucher/food voucher
💰 Annual bonus
📚 Access to self-development programmes
🏢 Hybrid Collaborative environment: Successful candidate must be prepared to work 60% on site

📬 Next step

Apply and if you know someone who might be looking for this opportunity, share it.