🌍 Senior Business Analyst – Payments Transformation

With over 25 years of experience in the industry, NEORIS an EPAM Company offers a specialized technical career path to support and develop its most valuable asset: its people. Our goal is to continue growing, and to achieve that, we want you to join us and help us improve every day.

We’re expanding our teams and looking for individuals who share our culture and values, including responsibility, collaboration and teamwork, creativity, and dedication. If you’re passionate about continuous learning, specialization, and contributing to projects using the latest technologies, don’t hesitate to get in touch with us.

Moreover, our evaluation processes focus on professionals’ experience and knowledge, as well as their motivation and soft skills. We are committed to inclusion and provide equal employment opportunities.

Join a Global Banking Digital Transformation Team!

Are you excited by the idea of shaping the future of payments for some of the world’s most influential corporate banks? 🔝
We’re looking for a Senior Business Analyst to join our dynamic transformation team, leading end-to-end initiatives in digital payments, bank connectivity, and ERP/TMS integrations.

This is a fantastic opportunity for someone who enjoys complex challenges, thrives in international environments, and wants to work at the crossroads of banking, technology, and AI-driven productivity.

💼 What You’ll Do

As a key member of the transformation team, you will:

• Lead analysis for large-scale payment transformation and integration programmes with Tier-1 banks and multinational corporates.
• Shape and document functional requirements for payment flows, reconciliation, liquidity, and bank connectivity (ISO 20022, MT101, APIs, H2H).
• Work closely with architects, payment operations, compliance, and external partners to deliver secure and scalable solutions.
• Facilitate workshops with senior stakeholders and help define future-state operating models.
• Drive UAT planning and execution, managing defects and ensuring high-quality delivery.
• Support change management and training activities across the organization.
• Mentor junior analysts and guide cross-functional workstreams.
• Leverage AI-assisted tools (ChatGPT, Copilot, JIRA Rovo) to create high-quality documentation, improve traceability, and optimize collaboration. 🤖✨

⭐ What You Bring

• 7+ years of experience in financial services, including 4+ in payments, cash management, or treasury.
• Strong expertise in ISO 20022, XML formats (pain.001/002, pacs.008), MT messages, and ideally SEPA.
• Solid understanding of connectivity models: H2H, API, EBICS, SFTP, bank portals.
• Experience with ERP/TMS integration (SAP, Kyriba, FIS Quantum, etc.).
• Familiarity with regulatory frameworks (PSD2, global payment schemes).
• Outstanding communication skills and comfort working with senior stakeholders.
• Hands-on experience in Agile delivery (JIRA, Confluence).
• Fluency in English and Spanish.
• Ability to use AI tools responsibly to accelerate analysis tasks and deliver structured documentation.

What do we offer?

• A career plan where you can choose your path: technical specialization or management
• Social benefits
• Continuous training
• Flexible working hours and work-life balance.

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