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Credit Recovery Legal Specialist

Lagos, Nigeria

Who we are

Moniepoint is Africa's all-in-one financial ecosystem, empowering businesses and their customers with seamless payment, banking, credit, and management tools. In 2023, we processed $182 billion and are Nigeria’s largest merchant acquirer.

About the role

The Credit Recovery Legal Specialist oversees all loan recovery cases requiring legal expertise, offering legal guidance and coordinating with internal and external legal teams. The primary goal is to ensure that recovery efforts through Nigeria’s legal system are both effective and efficient.

You will collaborate with internal teams and external legal partners to maximize recovery efforts while mitigating legal risks. Additionally, you will provide valuable insights and recommendations to streamline future recovery cases while supporting the company's growth objectives.

Furthermore, you may be responsible for identifying and collaborating with key legal partners nationwide to ensure the effective management of non-performing loan cases.

Key Responsibilities

  • Oversee litigation proceedings against defaulting borrowers.
  • Establish a nationwide network of legal partners to efficiently manage loan recovery litigation
  • Ensure all loan recovery activities comply with legal and regulatory requirements, reducing potential legal risks to the bank.
  • Ensure that all loan recovery documentation is legally sound and enforceable.
  • Maintain proper records of legal cases and recovery proceedings.
  • Ensure adherence to banking regulations, court procedures, and debt recovery laws.
  • Provide legal guidance on recovery strategies and enforcement of loan agreement

Qualifications

  • Bachelor’s degree in Law (LLB)
  • Minimum 5-7 years of experience in debt recovery/litigation in Nigeria
  • Strong knowledge of debt recovery laws, banking regulations, and court procedures in Nigeria.
  • Proficiency in legal research and case management
  • Proven experience in handling non-performing loans and legal enforcement actions.

Relevant Skills

  • Legal expertise in banking and debt recovery.
  • Strong negotiation and mediation skills.
  • Legal assessment and litigation strategy.
  • High ethical and professional standards.

Why Moniepoint?

Joining Moniepoint means contributing to one of Africa’s fastest-growing fintech companies. We offer an inclusive and innovative work environment with opportunities for professional development and a chance to make a meaningful impact on financial inclusion across Africa.

 

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Help Us Support Diversity at Moniepoint

At Moniepoint, we are committed to fostering a diverse and inclusive work environment. We do not discriminate based on gender identity, orientation, or other personal characteristics. To help us track and improve our recruitment efforts and ensure we are meeting our gender inclusion goals, we kindly ask you to answer the following demographic questions. Your responses are voluntary and will not impact your application in any way. Thank you for helping us build a more inclusive team

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