Chief Compliance Officer

Who we are

Moniepoint Group is the fastest growing company in Africa, as just ranked by Financial Times in 2024. Our mission is to bring financial inclusion and happiness to hundreds of millions of small businesses and individuals in Africa, and we’re now hiring for a product which will be launched from 0-1, so as our Chief Compliance Officer, you’ll have the chance to be a part of something that is financially very well backed, and to join one of the most promising tech rocket ships in the UK. We are digitizing Africa’s real economy by building a financial ecosystem for businesses, providing them with all the payment, banking, credit and business management tools they need to succeed.

After building a profitable business solving problems in Nigeria, we want to help everyone around the world seamlessly trade with African businesses and individuals, so now is an exciting time to join us, to be a part of launching our UK headquartered, international business, which is a new start up within our established scale up with 2,000+ team members.

At Moniepoint, we are redefining our industry. After 9 years of building products with an obsession to make payments more reliable, and to help business owners achieve financial happiness, we are now building our business in the UK. Apply find out why rock stars have been joining us from some of the leading fintech start ups and other scale ups, including but not limited to Revolut, Wise, Plum, GoHenry, Klarna, Shopify, Meta and Booking.

About the role:

Location: United Kingdom (full-time), working from the office three days a week (Southwark area). 

We are seeking an experienced Chief Compliance Officer (and MLRO) to lead our Risk and Compliance team for our UK entity. The Chief Compliance Officer will assume an extremely important role in building up our compliance and risk function & team in the UK, and you’ll be fully responsible for all compliance and risk activities for our UK entity which will grow into a global business, and for the team and activities in all countries we expand into with this business unit. 

You will provide oversight and management of the company's Compliance and anti-money laundering (AML) and counter-terrorist financing (CTF) framework, and of all operational and  reputational risk, ensuring adherence to regulatory requirements and industry best practices within the UK. We’re looking for an experienced leader, who has a strong understanding of all relevant regulatory compliance regulations (Consumer Duty, Safeguarding, GDPR etc.), and all financial crime compliance regulations (AML, etc.), and has a track record of and passion for working in fast paced start-up environments.

Curious about what makes Moniepoint an incredible place to work? Check out posts on how we cultivate a culture of innovation, teamwork, and growth.

What you’ll get to do:

• Play an instrumental role in building the foundation for what will become the largest and most impactful business of its kind, leaving a lasting legacy in the world of finance, and in African fintech.
• Develop Pioneering Compliance Policies: You'll create and enforce advanced AML, sanctions, and consumer protection compliance policies, specifically tailored to meet the unique and evolving demands of the fintech industry. Your forward-thinking approach will establish new industry benchmarks for the world of UK and African fintech, and ensure strong regulatory adherence across all the markets we enter into. 
• Leadership & Team Building: Building up and leading our high performing compliance, AML, financial crime and risk department for our UK entity, including the processes, systems, and the team, which will start with the UK and grow across multiple markets (UK, Nigeria, etc.). 
• Risk Assessment and Mitigation: Identify, evaluate, and address financial, operational and reputational risks. Your strategic insight will protect our business, ensuring we remain resilient and maintain our competitive advantage in an unpredictable landscape.
• Cross functional collaboration: Work cross functionally and collaboratively with all team members, especially product, to ensure we’re in line with regulatory requirements. 
• Regulatory filings: Preparing and submitting all relevant regulatory filings, such as FCA returns. As well, maintain meticulous and comprehensive records of AML/CTF-related activities. 
• Training and Audits: Prepare and deliver compliance training across the organization, assist in audits by regulators and banking partners, and stay ahead of regulatory changes by updating the business and implementing necessary adjustments. 

About you: 

• UK-Based Leadership: You are based in the UK and have held senior compliance roles (e.g., Chief Compliance Officer, Head of Compliance and Risk) within an EMI-licensed institution, with a strong relationship with the FCA, or you have been a MLRO within a successful fintech.
• Fintech and Enterprise Risk Expertise: You have extensive experience in enterprise risk management within the fintech industry, including deep technical knowledge of UK financial services regulatory compliance, the FCA Handbook, and anti-financial crime frameworks.
• Regulatory and Compliance Proficiency: Proven track record in interpreting and implementing UK payments regulations, with expertise in AML, KYC, CTF, Consumer Duty, GDPR, and regulatory reporting.
• Leadership and Team Building: Demonstrated ability to build, lead, and motivate high-performing teams across multiple locations, especially in early-stage, fast-paced startups.
• Global Perspective: Experience in a global organization, or a strong willingness to learn about compliance requirements across different cultures and countries.
• Advanced Qualifications: Possession of advanced qualifications or professional certifications (e.g., CAMS, ICA Diploma in AML) that enhance your expertise in the field.

What we can offer you 

• Culture: We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human. 
• Learning: We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks. 
• Compensation: You’ll receive an attractive salary and benefits package, including pension (up to 10% pension matching), health insurance, equity, and annual bonuses.

What to expect in the hiring process:

• A preliminary phone call with one of our recruiters
• An interview with our Director of Operations, KYC & Fraud
• An interview with our Hiring manager, our CEO, UK 
• An interview with our CFO, UK
• A final interview with our Group CEO and founder 

Moniepoint is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates.