Compliance Regulatory Expert

Mangopay is a wallet-based payment infrastructure built specifically for organisations with complex, multi-party fund flows. A pioneer in multi-party payments.

Our solution optimises fund flows on behalf of the organisations we work with using wallets as programmable, composable building blocks.

Mangopay’s regulated platform collects payments, secures transactions and holds funds, splits money between the various parties in the funds flow, and ultimately manages the payout to service providers, sellers, and consumers.

Platforms and fintechs using Mangopay regain control and transparency over multi-party payment flows, generate additional revenue, and improve operational efficiency. They can stay compliant while innovating and scaling.

Our team of 300+ people is spread across offices in Madrid, Paris, Warsaw, Berlin, Luxembourg and London. We're looking for talented individuals to join us in tackling the exciting challenges ahead. 

At Mangopay, you’ll be part of a supportive, diverse team committed to building scalable solutions and driving change in the fintech space!

Job Description 

We are hiring a Regulatory Compliance Expert who will be the compliance backbone of our US operations. You will build and lead our US compliance processes from the ground up, ensuring Mangopay operates in line with federal and state regulations while aligning with our global compliance vision.

You will serve as Compliance Officer and BSA/AML Officer, reporting functionally to our Global Head of Compliance and partnering closely with US and global teams as we launch and grow.

What will you be responsible for ?

• Build and lead US-specific compliance frameworks that align with Mangopay’s global policies while meeting US regulatory requirements.
• Monitor and interpret changes in the US regulatory landscape, adapting policies and processes as needed.
• Serve as the main compliance point of contact for our US banking partner and future partners, ensuring clear, professional engagement.
• Oversee regulatory filings and manage communications with US regulators directly or via our banking partner.
• Design and execute a compliance monitoring plan covering AML, sanctions, and key risk areas for our US activities.
• Act as the escalation point for AML alerts, due diligence questions, and monitoring issues, making clear, risk-based decisions.
• Train and support our US teams to understand compliance requirements, embedding compliance into daily operations.
• Provide actionable, business-friendly guidance to enable compliant growth in the US market.
• Partner with teams across Mangopay to support projects and initiatives with compliance insight, ensuring we build sustainably.

What do we expect from you ?

• You have solid compliance experience within US financial services (fintech, payments, or banking preferred).
• Strong knowledge of BSA/AML, sanctions, and federal/state financial regulations.
• Comfortable navigating regulatory filings and audits, with a professional approach to managing regulatory relationships.
• Able to work independently in a new market while collaborating with global teams.
• Experience using compliance tools and systems (e.g., screening and monitoring tools).
• You can translate complex regulatory requirements into clear actions for the business.
• Certified AML/Compliance credentials (ACAMS, CRCM) are a plus.

Additional information

• HR call
  
  
• Interview - UK Compliance Manager
  
  
• Interview - General Counsel

We care about equal employment opportunities, so all qualified applicants will receive equal consideration regardless of their race, colour, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status.