Senior Regulatory Compliance Analyst

Mangopay is a wallet-based payment infrastructure built specifically for organisations with complex, multi-party fund flows. A pioneer in multi-party payments.

Our solution optimises fund flows on behalf of the organisations we work with using wallets as programmable, composable building blocks.

Mangopay’s regulated platform collects payments, secures transactions and holds funds, splits money between the various parties in the funds flow, and ultimately manages the payout to service providers, sellers, and consumers.

Platforms and fintechs using Mangopay regain control and transparency over multi-party payment flows, generate additional revenue, and improve operational efficiency. They can stay compliant while innovating and scaling.

Our team of 300+ people is spread across offices in Madrid, Paris, Warsaw, Berlin, Luxembourg and London. We're looking for talented individuals to join us in tackling the exciting challenges ahead. 

At Mangopay, you’ll be part of a supportive, diverse team committed to building scalable solutions and driving change in the fintech space!

Job Description 

Regulatory Compliance Oversight:

• Monitor, interpret, and communicate German regulatory requirements (e.g. BaFin, KWG, ZAG, MaRisk, BAIT) and assess their impact on the business.
  
  
• Provide practical compliance advice to internal stakeholders on new regulations, regulatory changes, and licensing matters.
  
  
• Support internal risk assessments, control testing, and remediation planning related to regulatory obligations.
  
  
• Act as the SLOD expert around monitoring, AML and Due Diligence for Compliance related matters and actions, covering AML rules, Risk assessments and internal controls
  
  

Policy Management & Governance:

• Coordinate the development and maintenance of internal compliance policies, procedures, and standards, ensuring alignment with German and EU regulations.
  
  
• Promote consistency in policy implementation across the company, liaising with local and global teams.
  
  
• Act as a point of contact for internal queries regarding policy interpretation and application.
  
  

Regulatory Engagement & Reporting:

• Prepare and support responses to regulatory inquiries, audits, and inspections from BaFin and other relevant authorities.
  
  
• Maintain accurate compliance records and assist with the preparation of reports for senior management and regulators.
  
  
• Collaborate with the central compliance team to ensure a unified regulatory approach across jurisdictions.
  
  

Qualifications

• 6+ years of experience in compliance roles within the financial services, fintech, or payments sectors, ideally with experience working under BaFin supervision.
  
  
• Solid understanding of German financial regulations, including ZAG, KWG, MaRisk, BAIT, and familiarity with EU directives (e.g. PSD2, AMLD).
  
  
• Bachelor’s degree in Law, Finance, Business Administration, or a related field. Advanced degree or professional certification (e.g. CAMS, CRCM, CCEP) is a plus.
  
  
• Fluency in German and English (both written and spoken) is required.
  
  
• Strong analytical skills, attention to detail, and the ability to provide clear and actionable compliance guidance.
  
  
• Team-oriented mindset with the ability to work across departments in a fast-paced, regulated environment.

Additional information

• HR call
  
  
• Interview - Senior Compliance Analyst and Regulatory Compliance Expert
  
  
• Interview - Head of Legal Regulatory (DE) + German interview
  
  
• Interview - VP, Compliance EU

We care about equal employment opportunities, so all qualified applicants will receive equal consideration regardless of their race, colour, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status.