Non-Financial Risk Control Specialist

Inbank is a financial technology company with an EU banking license that connects merchants, consumers, and financial institutions on its next-generation embedded finance platform. Our financing solutions are embedded seamlessly into the shopping journey of 6,000+ retailers. This helps our merchant partners grow their businesses, while end customers benefit from a frictionless shopping experience wherever they are. With a focus on innovation and growth, we are looking for talented people to join our team of 440+ working across our offices in Estonia, Latvia, Lithuania, Poland, and the Czech Republic.

We are looking for a curious and motivated Non-Financial Risk Control Specialist to join our Risk Control team in Tallinn. In this role, you will be a key player in ensuring that our operational risk management and internal controls scale safely with our international growth. Working within the second line of defence, you will act as a trusted advisor, collaborating closely with business, product, and technology teams across the Group.

What will you be doing?

• Process & Control Assessment: Evaluate business processes and new initiatives, helping teams proactively identify operational and ICT risks, and mapping out controls to ensure that risks remain at an acceptable level.
• Incident management: Drive root cause analyses for operational risk incidents, align on corrective measures with stakeholders, and ensure lessons learned are implemented.
• Advisory & Partnership: Act as a go-to non-financial risk partner for internal projects. You will help teams build good risk practices into their workflows while supporting our agile, test-and-learn culture.
• Monitoring & Reporting: Track key metrics, analyze operational and ICT risk data to identify emerging trends, and prepare insightful reports for internal and external stakeholders.
• Culture & Governance: Champion a strong risk awareness culture across the company, and support the continuous improvement of our internal procedures.

Ideally, you would have:

• Experience: 2+ years in auditing, internal control, risk management, or compliance.
• Problem-Solving Mindset: You have a keen eye for detail, intellectual curiosity, and a proactive approach to identifying inefficiencies and finding solutions.
• Stakeholder Management: You build mutually trusted relationships easily. You can confidently navigate discussions with different teams, providing challenge, support, and oversight when necessary.
• Communication: Excellent English skills. You can translate complex data and regulatory requirements into clear, actionable insights for both technical and non-technical audiences.
• Technical Proficiency: Strong data analysis skills using MS Office (especially Excel); experience with SQL or BI tools is a great bonus.

What you’ll get in return?

• A competitive salary tailored to your experience, along with a comprehensive benefits package.
• Wellbeing support through sports compensation or additional health insurance to help you stay active and healthy.
• Extra vacation days after your third year, giving you more time to rest and recharge.
• A 6-week paid sabbatical after four years, recognising strong performance and long-term contribution.
• A dynamic and inspiring work environment where you’re encouraged to grow and take ownership of your work.
• Flexibility through a hybrid and autonomous way of working, built on trust and accountability.
• The opportunity to collaborate with talented international colleagues across multiple markets.
• Regular team events and additional perks that make work more enjoyable and help celebrate successes together.

Sounds like a fit?

Apply, and our recruitment team will be in touch. If you’re unsure but curious, apply anyway - we’re happy to explore together.