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Product Manager (Credit)
Bengaluru, India
About Groww:
We are a passionate group of people focused on making financial services accessible to every Indian through a multi-product platform. Each day, we help millions of customers take charge of their financial journey. Customer obsession is in our DNA. Every product, every design, every algorithm down to the tiniest detail is executed keeping the customers’ needs and convenience in mind. Our people are our greatest strength. Everyone at Groww is driven by ownership, customer-centricity, integrity and the passion to constantly challenge the status quo.
Are you as passionate about defying conventions and creating something extraordinary as we are? Let’s chat.
Our Vision
Every individual deserves the knowledge, tools, and confidence to make informed financial decisions. At Groww, we are making sure every Indian feels empowered to do so through a cutting-edge multi-product platform offering a variety of financial services. Our long-term vision is to become the trusted financial partner for millions of Indians.
Our Values
Our culture enables us to be what we are — India’s fastest-growing financial services company. It fosters an environment where collaboration, transparency, and open communication take center-stage and hierarchies fade away. There is space for every individual to be themselves and feel motivated to bring their best to the table, as well as craft a promising career for themselves.
The values that form our foundation are:
- Radical customer centricity
- Ownership-driven culture
- Keeping everything simple
- Long-term thinking
- Complete transparency
There are Product Managers who write PRDs, build mocks, plan sprints and analyse data. And then there are Product Managers who ship changes to the world order with every sprint. At Groww, PMs do both.
Come be part of a product tribe that democratised investment in India. Your customer obsession will find its home. Craft bespoke user experience tailored to tens of millions of users.
Roles & Responsibilities
- Define product strategy and roadmap for lending, aligned with business goals
- Own the end-to-end user journey (pre & post disbursal: application → approval → disbursal → repayment → closure)
- Drive customer experience across all touchpoints and enable Customer Support teams with tools and workflows
- Build and optimize product funnels (acquisition → activation → retention) through continuous experimentation
- Identify product improvements and innovate within lending workflows
- Collaborate cross-functionally with Engineering, Risk, Business, Ops, Finance, Design
- Define and track key metrics (conversion, drop-offs, NPS, TAT), and drive data-backed decisions
Skills & Expertise
- 3–4 years of Product Management experience (1–2 years in lending/fintech/banking preferred)
- Strong understanding of lending lifecycle (KYC, underwriting, disbursal, collections, repayments)
- Experience with backend systems, APIs, or web products
- Solid grasp of risk, finance, and basic accounting principles
- Strong analytical mindset with experience in metrics, experimentation, and problem-solving
- Proven ownership, stakeholder management, and communication skills
- Ability to operate in a fast-paced, ambiguous environment
- Bachelor’s/Master’s in Business, Engineering, Computer Science, or related fields
- Finance/accounting exposure is a plus
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