[Fiat] Principal Funds Product Specialist

About Us
Established in March 2018, Bybit is one of the fastest growing cryptocurrency derivatives exchanges, with more than 70 million registered users. We offer a professional platform where crypto traders can find an ultra-fast matching engine, excellent customer service and multilingual community support. We provide innovative online spot and derivatives trading services, mining and staking products, as well as API support, to retail and institutional clients around the world, and strive to be the most reliable exchange for the emerging digital asset class.

Our core values define us. We listen, care, and improve to create a faster, fairer, and more humane trading environment for our users. Our innovative, highly advanced, user-friendly platform has been designed from the ground-up using best-in-class infrastructure to provide our users with the industry's safest, fastest, fairest, and most transparent trading experience. Built on customer-centric values, we endeavour to provide a professional, 24/7 multi-language customer support to help in a timely manner.

As of today, Bybit is one of the most trusted, reliable, and transparent cryptocurrency derivatives platforms in the space.

Responsibilities

1. Own end-to-end design of fund flows including fiat deposits, withdrawals, refunds, channel settlement and clearing cycles, and fund mapping across internal ledger, channel statements, and clearing accounts
2. Abstract complex, fragmented fund logic into standardised workflows, rule-based engines, and configurable reusable product capabilities
3. Design and build the company-level reconciliation product system covering internal vs channel reconciliation, transaction/fund/balance reconciliation, state machines, exception detection and routing, and SLA management
4. Drive continuous improvement in auto-reconciliation rates, reduction of manual intervention, and shorter settlement cycles; support monthly closing, audit requirements, and management-level fund reporting
5. Work closely with Engineering, Finance, Risk, and Compliance to drive design and evolution of fund-related systems, balancing compliance, risk control, efficiency, and scalability
6. Lead automation initiatives — process automation, rule engine standardisation, and systematic reduction of manual operations — with scalable operations as the core objective

Requirements

• Bachelor's degree or above in Finance, Accounting, Economics, Computer Science, or related field
• 5+ years of product management experience, with at least 3 years in funds, payments, settlement, clearing, reconciliation, or fintech/financial infrastructure
• Solid system-level understanding of fund flows, settlement logic, reconciliation mechanisms, and fund lifecycle management
• Ability to independently conduct complex requirement analysis, design system solutions, and drive cross-functional execution
• Proficient in SQL for data analysis; strong data-driven decision-making capability
• Strong abstraction skills — able to convert people-driven operations into system + rules + automation

Nice to Have

• Background in crypto exchanges, payment institutions, or clearing/settlement platforms
• Experience building reconciliation systems, settlement systems, or funds/finance middle platforms from 0 to 1 or leading major refactors
• Familiarity with audit, internal control, and fund compliance frameworks

Why Join Us
At Bybit, we are committed to fostering a supportive and enriching work environment. 
Our benefits include:
- Study Growth Fund: We support your professional development and continuous learning.
- Internal Events: Participate in regular team-building activities, workshops, and events designed to promote collaboration and innovation.
- Global Collaboration: Be part of a diverse, international team, working alongside colleagues from around the world.
- Career Advancement: Access opportunities for growth and advancement within a rapidly expanding global company.
- Internal Mobility: Grow with us- Your long-term development is important to us. We offer internal job opportunities to help build your career path.