Payments Principle Product Specialist 【EU】

About Us
Established in March 2018, Bybit is one of the fastest growing cryptocurrency derivatives exchanges, with more than 70 million registered users. We offer a professional platform where crypto traders can find an ultra-fast matching engine, excellent customer service and multilingual community support. We provide innovative online spot and derivatives trading services, mining and staking products, as well as API support, to retail and institutional clients around the world, and strive to be the most reliable exchange for the emerging digital asset class.

Our core values define us. We listen, care, and improve to create a faster, fairer, and more humane trading environment for our users. Our innovative, highly advanced, user-friendly platform has been designed from the ground-up using best-in-class infrastructure to provide our users with the industry's safest, fastest, fairest, and most transparent trading experience. Built on customer-centric values, we endeavour to provide a professional, 24/7 multi-language customer support to help in a timely manner.

As of today, Bybit is one of the most trusted, reliable, and transparent cryptocurrency derivatives platforms in the space.

Key Responsibilities:

As a Senior Payments Product Manager, you will be at the forefront of our expansion in the EU. You will play a pivotal role in building and managing our payment products, ensuring they meet the highest standards of efficiency and regulatory compliance.

• Strategic Reporting: Direct report to Head of Payments EU / Managing Director of Bybit Payments GmbH.
• Product Ownership: Lead the lifecycle of payment products including accounts, international transfers, cards, digital payments, digital wallets, FIAT currencies and stablecoins (e-money tokens).
• Infrastructure Management: Establish and oversee clearing and settlement systems (SWIFT, EBA Clearing, TIPS) and maintain payment standards (SEPA / ISO 20022).
• Treasury Operations: Design internal treasury and cash management systems to optimize liquidity and fund safety.
• Stakeholder Management: Act as interface between technical teams, legal & compliance, AML, payments operations, sales, and external financial partners.

Requirements:

• Education & Experience: Degree in Economics, Finance, or a related field. Minimum of 5+ years of experience in payments within a bank, e-money institution, or payment service provider (PSP).
• Technical Expertise: Strong knowledge of payment protocols (SWIFT, SEPA), clearing systems, and product architecture (wallets, currency exchange, e-money tokens).
• Regulatory & Compliance: Deep understanding of the European regulatory landscape, including PSD2/PSD3, E-Money Act, AMLD, GDPR, and DORA. Familiarity with safeguarding client funds is essential.
• Languages: Professional fluency in both English and German is mandatory (due to regular interaction with Austrian regulatory authorities).
• Mindset: Ability to thrive in a fast-paced, 24/7/365 operational environment. You are a self-starter who can work independently while maintaining high standards of precision.

Why Join Us
At Bybit, we are committed to fostering a supportive and enriching work environment. 
Our benefits include:
- Study Growth Fund: We support your professional development and continuous learning.
- Internal Events: Participate in regular team-building activities, workshops, and events designed to promote collaboration and innovation.
- Global Collaboration: Be part of a diverse, international team, working alongside colleagues from around the world.
- Career Advancement: Access opportunities for growth and advancement within a rapidly expanding global company.
- Internal Mobility: Grow with us- Your long-term development is important to us. We offer internal job opportunities to help build your career path.