Payments Counsel

About Us
Established in March 2018, Bybit is one of the fastest growing cryptocurrency derivatives exchanges, with more than 70 million registered users. We offer a professional platform where crypto traders can find an ultra-fast matching engine, excellent customer service and multilingual community support. We provide innovative online spot and derivatives trading services, mining and staking products, as well as API support, to retail and institutional clients around the world, and strive to be the most reliable exchange for the emerging digital asset class.

Our core values define us. We listen, care, and improve to create a faster, fairer, and more humane trading environment for our users. Our innovative, highly advanced, user-friendly platform has been designed from the ground-up using best-in-class infrastructure to provide our users with the industry's safest, fastest, fairest, and most transparent trading experience. Built on customer-centric values, we endeavour to provide a professional, 24/7 multi-language customer support to help in a timely manner.

As of today, Bybit is one of the most trusted, reliable, and transparent cryptocurrency derivatives platforms in the space.

Key Responsibilities

• Lead the structuring and legal review of payment flows, fiat on/off-ramp solutions, and electronic money issuance arrangements across the exchange's global operations in compliance with relevant licencing requirements
• Advise on regulatory classification of payment activities and EMI services across jurisdictions — determine licensing requirements and permissible structures
• Drive the end-to-end process for payments and EMI licence applications globally, including application drafting, regulatory engagement, and post-authorisation compliance
• Conduct regulatory assessments of new payment methods, currencies, corridors, and partner integrations to identify licensing triggers and compliance obligations
• Advise on safeguarding requirements, client money rules, settlement risk, and prudential obligations applicable to EMI and payment services
• Monitor global payments regulatory developments and assess their impact on the exchange's payments strategy
• Coordinate with Product, Tech, Fiat, Treasury, Finance and other internal teams to ensure payment flows are structured in compliance with regulatory requirements
• Review, approve and maintain payment flow diagrams, regulatory mappings, and compliance documentation for internal governance and regulatory submissions
• Manage relationships with external counsel specialising in payments regulation across key jurisdictions

Requirements

• Law degree (LLB, JD, or equivalent); admission to practice in at least one jurisdiction
• 3-5 years of experience in payments law, EMI regulation, or financial services regulatory law — at a law firm, global payments company, or fintech company
• Deep expertise in payments regulatory frameworks (e.g., EU PSD2/EMD2, UK FCA EMI/PI regime, MAS Payment Services Act, or equivalent regimes in other jurisdictions)
• Demonstrated experience structuring payment flows, fiat on/off-ramp solutions, and/or electronic money issuance arrangements
• Proven track record leading or substantially contributing to payments or EMI licence applications
• Strong understanding of safeguarding, client money rules, settlement, and prudential requirements for payment institutions and EMIs
• Strong written and verbal communication in English; additional Asian languages especially Chinese are a plus
• Collaborative mindset and a good team player with the ability to work closely with internal teams as well as independently
• Fast learner, able to hit the ground running. takes ownership of projects, has pride in the work

Preferred Qualifications

• Direct experience in the cryptocurrency or digital asset industry, particularly around fiat payment integration, stablecoin flows, or crypto-fiat conversion
• Familiarity with card scheme rules (Visa, Mastercard) and their application to crypto platforms
• Experience with correspondent banking, SWIFT/SEPA/FPS payment rails, and cross-border payment structuring
• Understanding of AML/CFT obligations specific to payment services and EMI operations
• Experience with stablecoin regulatory frameworks and their intersection with payments/EMI regulation
• Prior in-house experience at a payments company, neobank, exchange, or fintech platform

Why Join Us
At Bybit, we are committed to fostering a supportive and enriching work environment. 
Our benefits include:
- Study Growth Fund: We support your professional development and continuous learning.
- Internal Events: Participate in regular team-building activities, workshops, and events designed to promote collaboration and innovation.
- Global Collaboration: Be part of a diverse, international team, working alongside colleagues from around the world.
- Career Advancement: Access opportunities for growth and advancement within a rapidly expanding global company.
- Internal Mobility: Grow with us- Your long-term development is important to us. We offer internal job opportunities to help build your career path.