Senior Regulatory Counsel / Associate General Counsel

About us:

BVNK provides modern payments infrastructure for businesses. We unify banks and blockchains in a single platform. With BVNK, businesses can send and receive stablecoin payments, convert between currencies and add stablecoin payments to their checkout. Using our flexible platform, and robust global licensing and compliance expertise, innovators can launch new payments products quickly and compliantly.

We are a diverse team spread across the UK, USA, Europe and Africa. We share the belief that blockchain technology presents a new base layer for global payments, where funds can move as freely as data moves on the internet. 

We're incredibly honored to have made Newsweek's list of Top 100 Global Most Loved Workplaces for two consecutive years (2023 and 2024) and to have been recognised by LinkedIn as one of the Top 20 Startups in the UK in 2024.

About this role in the team:

BVNK is seeking a Senior Regulatory & Product Counsel / Associate General Counsel with deep expertise in payments, money transfer licensing, and financial services regulation. This role will focus on supporting BVNK’s payments and money transfer activities, ensuring compliance with evolving regulations while helping the company scale efficiently. The ideal candidate will have experience navigating money transmitter laws, payments licensing, and dynamic risk management in a fast-paced financial environment. While crypto experience is a plus, the focus will be on payments and regulatory frameworks.

This role is based in New York (or nearby locations), working closely with the BVNK US team. In addition to working closely with our global legal and product teams.

Key Responsibilities:

Regulatory & Product Advisory

• Act as a trusted legal adviser to product, engineering, and business teams, guiding them on payments regulations, money transfer licensing, financial services compliance, and consumer protection laws.
• Provide practical and commercially focused legal guidance on the structuring and launch of financial technology products, ensuring compliance across multiple jurisdictions.
• Minimize reliance on external counsel by providing expert in-house legal support on day-to-day regulatory and licensing matters.

Risk Management & Compliance

• Identify and manage regulatory risks dynamically, advising leadership on evolving compliance landscapes and potential risks associated with new and existing products.
• Develop risk mitigation strategies that allow BVNK to scale without compromising compliance or regulatory integrity.

Contract Negotiation & Commercial Support

• Draft, review, and negotiate customer agreements, financial services contracts, and partnerships, ensuring BVNK’s interests are protected and aligned with licensing obligations.
• Work with internal teams to ensure that legal documentation reflects regulatory requirements for payment processing and money transmission.

Regulatory Engagement & Horizon Scanning

• Monitor regulatory developments affecting payments, money transfers, and fintech licensing across key markets, advising leadership on strategic responses.
• Represent BVNK in discussions with regulators, banking partners, and industry associations, advocating for policies that align with BVNK’s business model.

Legal Team Interactions

• Work closely with other members of the Global BVNK legal team to support and advise on appropriate legal and regulatory structures, strategic partnerships, client agreements and other BAU activities.
• Help build scalable and effective processes.

Requirements

Candidates must be based in New York (or a nearby location) and have hands-on experience with U.S. financial regulations, including state money transmitter licenses.

• 10+ years of legal experience in financial services, payments, or fintech, with a focus on money transfer licensing, payments law, or financial regulatory compliance.
• Located in New York (or willing to relocate) with experience engaging with U.S. financial regulators and state licensing authorities.
• Strong understanding of payments infrastructure, money transmitter laws (MTLs), and risk management strategies.
• Ability to navigate regulatory complexities in a fast-moving environment, balancing legal risk with business priorities.
• Hands-on, in-house experience with minimal reliance on external counsel for day-to-day legal matters.
• Strong contract drafting and negotiation skills, particularly in the payments and financial services space.
• Strong interpersonal and communication skills with the ability to work cross-functionally and influence stakeholders.
• Experience working in or advising high-growth fintech or financial institutions.
• Crypto experience is a plus, but not a core requirement.

What you can expect from us:

• Fair and competitive salary at every stage of your growth
• Meaningful ownership in the business through our employee option scheme
• Flexible working hours, with hybrid working at its heart
• A culture built on passionate growth-minded people
• A flexible approach to holiday
• Opportunities to travel to our offices around the world
• An open and creative environment where you can help us define the future of BVNK, its culture, and its opportunity sets

At BVNK, we are focused on building a diverse and inclusive team. While you may not meet all of our requirements, we’d encourage you to apply if you meet the majority of our expectations. You may be a great fit for this role or another role in our team.