Technical Architect (Fintech)

We don’t think about job roles in a traditional way. We are anti-silo. Anti-career stagnation. Anti-conventional. 

Beyond ONE is a digital services provider radically reshaping the personalised digital ecosystems of consumers in high growth markets around the world. We’re building a digital services aggregator platform, with a strong telco foundation, and a profitable growth strategy that empowers users to drive their own experience—subscribe once, source from many, and only pay for what you actually use. 

Since being founded in 2021, we’ve acquired Virgin Mobile MEA, Friendi Mobile MEA and Virgin Mobile LATAM (with 6.5 million subscribers) and 1600 dedicated  colleagues across Chile, Colombia, KSA, Kuwait, Mexico, Oman and UAE. 

To disrupt for good takes a rebellious spirit, a questioning mind and a warm heart. We really care about how to get things done and not who manages who. We benefit from our diversity, and together, we disrupt the way we and others thinkin about our lives for good.  

Do you want to exchange ideas, learn from each other and leave your mark on our journey? This is the place for you. 

Role Purpose 

Why this role matters: 
As Technical Architect (Fintech), you will play a key role in shaping the architecture of scalable financial products that serve a global user base. Your contributions will help shape our Engineering and Product teams as we build next-gen fintech platforms, and ultimately the way we disrupt the digital finance market. 

What success looks like: 
In your first year, you will lead the design and delivery of robust, low-latency backend systems, improve our architectural decision-making frameworks, and establish scalable development patterns that enable high-velocity team execution. 

Why this is for you: 
If you're keen on solving complex scalability and performance challenges in financial technology, hit us up. We're looking for someone ready to tackle this challenge head-on and make an impact from day one. 

Key Responsibilities 

In this role, you will: 

• Lead the architecture and backend design of mission-critical Fintech platforms, ensuring systems are performant, scalable, and secure.
• Collaborate closely with cross-functional teams including product managers, front-end engineers, and DevOps to align architectural goals with business needs.
• Manage the adoption of backend best practices, code quality standards, and design patterns across multiple squads.
• Drive technology selection, architectural reviews, and refactoring strategies across our core financial services backend.
• Mentor backend engineers and conduct architectural workshops to upskill teams on Java and scalable design principles.
• Own key architectural decisions in domains such as payments, risk scoring, onboarding, and ledger systems. 

Qualifications & Attributes 

We’re seeking someone who embodies the following: 

Education: 
Bachelor’s or Master’s in Computer Science, Software Engineering, or a related field. 

Experience: 

• 8+ years of backend engineering experience, with at least 3 years in an architectural or staff engineer role.
• Fintech industry experience—ideally having built or scaled platforms for digital payments, neobanking, lending, or similar domains. 

Technical Skills: 
Must-haves: 

• Deep expertise in Java.
• Proven experience in designing distributed systems and high-throughput APIs.
• Solid understanding and hands-on experience with microservices architecture, including deployment and management.
• Experience with event-driven architecture (Kafka or similar) and RDBMS (PostgreSQL preferred).
• Skilled in both synchronous and asynchronous communication models for scalable system design.
• Hands-on experience with containerization (Docker), Kubernetes, and cluster-based deployments for high availability.
• Proficient in implementing CI/CD pipelines to automate build, test, and deployment processes.
• Familiarity with cloud platforms, particularly AWS.
• Well-versed in security standards, including PCI, DSS, Zero Trust architecture, and IAM frameworks.
• Experienced in integrating with core banking platforms and third-party fintech services such as KYC and AML.
• Adept at creating and maintaining technical and architectural documentation, including UML diagrams.

 Nice-to-haves: 

• Experience working with Domain-Driven Design (DDD) and Clean Architecture.
• Exposure to observability stacks (Prometheus, Grafana, ELK). 

Unique Attributes: 

• Thrives in fast-paced, high-stakes environments where every decision can impact millions of users.
• Possesses a proactive mindset and the ability to navigate ambiguity in early-stage product development.
• Excels with Agile methodologies and is passionate about enabling high-performing engineering teams. 

What we offer:

• Rapid learning opportunities - we enable learning through flexible career paths, exposure to challenging & meaningful work that will help build and strengthen your expertise.
• Hybrid work environment - flexibility to work from home 2 days a week.
• Healthcare and other local benefits offered in market.

By submitting your application, you acknowledge and consent to the use of Greenhouse & BrightHire during the recruitment process. This may include the storage and processing of your data on servers located outside your country of residence. For further information, please contact us at dataprivacy@beyond.one.